Thinking about buying a home "someday"…
but not sure how or when?
I’m offering exclusive access to KeySteps—a private, invite-only app that helps you get financially ready to buy, even if you’re not quite there yet.
✔️ Credit insights & simulations
✔️ Budgeting tools
✔️ Mortgage readiness snapshot
✔️ Property search with rent vs. own comparisons
✔️ Home value appreciation forecasts
It’s free, it’s smart, and it’s not open to the public—only available through me.
Just fill out the simple form below.
Free KeySteps Access
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Did you know that 26% of first-time homebuyers wish they had better understood the mortgage qualification process before starting their home search?
That's why we created KeySteps – to give you clarity about your mortgage readiness before you start house hunting. Our Mortgage Approvability Check analyzes your finances against actual lending guidelines, so you'll know exactly where you stand.
In just a few minutes, you can:
- See how your credit, employment, and savings align with mortgage requirements.
- Get a personalized action plan to improve your qualification chances
- Track your progress as you prepare for homeownership
You don’t have to be ready to buy a home to start getting ready. 💡
KeySteps is a private app (invite-only) that helps you prepare at your own pace—with the tools to monitor your credit, check what you could qualify for, and even browse homes *with built-in financial analysis*.
If you’re renting now but want more control over your future, this is your move.
💥 Available on the App Store + Google Play
🔐 Only works with a personal invite
Know Where You Stand: Your Mortgage Readiness Snapshot
Did you know that the median credit score for first-time homebuyers was 758 last year? However, you can qualify for many mortgage loans with a 640 score and I can help you navigate a path with even lower credit scores. Understanding where you stand on key financial metrics is crucial for successful homebuying.
Lenders look at several key factors when evaluating mortgage applications:
- Credit score and payment history
- Debt-to-income ratio
- Employment stability
- Down payment savings
- Monthly income and expenses
Rather than wondering where you stand, why not find out for sure? The Mortgage Approvability Check in our KeySteps analyzes your financial profile against actual lending guidelines to show you exactly where you're strong and where you might need to improve.
The best part? You'll get personalized recommendations to help you qualify for a mortgage, along with tools to help you improve and track your progress. No more guessing – just clear, actionable insights to help you prepare for homeownership.
Ready to take the first step toward mortgage confidence?
Did you know that 26% of first-time homebuyers wish they had better understood the mortgage qualification process before starting their home search?
That's why we created KeySteps – to give you clarity about your mortgage readiness before you start house hunting. Our Mortgage Approvability Check analyzes your finances against actual lending guidelines, so you'll know exactly where you stand.
In just a few minutes, you can:
- See how your credit, employment, and savings align with mortgage requirements
- Get a personalized action plan to improve your qualification chances
- Track your progress as you prepare for homeownership
What mortgage payment can you really afford each month?
One of the biggest surprises for first-time homebuyers? The full cost of homeownership goes beyond just the mortgage payment.
My Homeownership Snapshot in KeySteps will show you:
Current interest rates
Whether you'll need mortgage insurance
How different down payments affect your monthly costs
Your complete monthly payment including property tax, home insurance, and any HOA fees
The best part? As you save homes you like during your property search, KeySteps automatically calculates personalized payment scenarios for each one.
Don't wait until you find a home to figure out if you can afford it. Get clear on your numbers now.
The #1 factor affecting your mortgage rate
Simple steps to boost your credit score before applying for a mortgage
Better Credit = Better Rate
Here's a powerful fact: improving your credit score by 100 points could save you over $90,000 in interest payments on a $300,000 30-year fixed-rate mortgage.
Credit improvement tools in KeySteps include:
- Credit-building strategies tailored to your current score
- Payment history on your loans and credit card accounts
- Progress tracking toward your target score
- Notifications when your score changes
Start improving your score today so you'll be ready when it's time to apply for a mortgage.
Free KeySteps Access
Sign up to our newsletter
Free KeySteps Access
Sign up to our newsletter
Boost your approval odds for a mortgage
A low credit score is one of the primary reasons a mortgage application is denied, so building and maintaining good credit is important. Even small changes can impact your interest rate and potential savings.
Common credit mistakes during home purchase preparation include:
- Opening new credit accounts
- Making large purchases on credit
- Late payments on existing accounts
- Closing old credit cards
- Not checking for errors on credit reports
- KeySteps helps you maintain and improve your credit by:
- Monitoring your credit score
- Alerting you to significant changes
- Providing personalized improvement recommendations
- Tracking your credit utilization
- Showing how credit changes affect mortgage readiness
Keep your credit on track for homeownership
The median age of first-time homebuyers is now 38.
But it’s never too early or too late to join the Homeowner Club!
Homebuyers following the Step-by-Step Guide in our KeySteps:
- Know exactly where they stand on mortgage readiness
- Have a clear plan to improve their qualification chances
- Understand their true home affordability
Feel confident about the homebuying process
